Introduction > Banking Services > Payment Cards > Mastercard Debit

Mastercard Debit

This non-contact embossed payment card is valid worldwide

can be used for cash withdrawals from ATMs
to pay for goods and services at all retailers who display the Mastercard logo
to pay for goods and services online

Benefits of Mastercard Debit

Mastercard Debit

It is free (the card is valid for 4 years)
The card features the non-contact payment card technology Contactless
All withdrawals from Fio banka ATMs are free
The card is an embossed card
Electronic changes to payment card limits - free
CashBack service - free
Payment card PIN codes can be changed using Internetbanking or Smartbanking
The card can be used for purchasing goods and services online
You can add travel insurance and card fraud protection

Up to 5 withdrawals per month free from others ATMs! How does it work?

Every newly issued payment card receives an automatic bonus of 2 free withdrawals from non-networkATMs in the Czech Republic. You will also receive one additional free withdrawal from a non-network ATM in the next month for every CZK 4,000 (€160) of transactions made using your card in stores or online for goods or services. Free withdrawals that are not used are carried forward to the next month but are limited to 5 free withdrawals a month. In total you can enjoy up to 5 free withdrawals a month from non-network ATMs.

If you do not have a withdrawal from a foreign ATM at the beginning of the month, we will give you two free of charge. If you have one at the beginning of the month, we will also credit you with one more.

Example:
In January your total card transactions were CZK 17.000, giving you 4 free non-network ATM withdrawals in the month of February. If you still have 2 free withdrawals from a new card that you haven't used, in February you now have up to a maximum of 5 free non-network ATM withdrawals.

Conditions and procedure to receive a payment card

A card can be connected to your current account or Fio konto savings account in CZK and EUR. You can have multiple payment cards for multiple cardholders who do not need their own Fio banka accounts. The account connected to an issued card cannot be cancelled for the validity of the payment card.